Our experienced team supports our clients through our in-depth understanding of risk and return and our proven ability to build governance capacity. In doing so, we help our clients build wealth for their members. We are experts in fund manager evaluation and selection and provide trusted insights to the pensions industry through our proprietary research, ESG and TCFD consulting and our specialist reporting services.
We assess your scheme for Value for Member compliance. We deliver this as a complete assessment of your scheme and compare your scheme against other options in the market.
"We work hard to closely align our interests with those of our clients and make sure that the
solutions we implement match the ability of the client to govern those solutions."
Dean Wetton | Founder and CEO
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The UK Defined Benefit (DB) pension risk transfer market is set for another record-breaking year. In 2024, insurers completed nearly 300 buy-in and buy-out transactions, generating over £47 billion in premiums. For 2025, industry forecasts point to £50 billion in bulk annuity deals and a further £20 billion in longevity swaps.
A More Inclusive Approach for Pension Schemes The UK bulk annuity market recorded over £47.6 billion in transactions in 2024, reflecting growing momentum among Defined Benefit (DB) schemes seeking de-risking opportunities. Yet behind the headline figures lies a persistent imbalance: smaller schemes, particularly those under £100 million, often struggle to access insurers on fair terms.
Value for Members (VFM) refers to the overall value that Defined Contribution pension scheme members receive from their investments, considering costs, returns and service levels. VFM assessments are regulatory requirements that ensure members of pension schemes receive fair value for their investments.